# Incentives

It is now possible to add external incentives to a specific market for either lenders or borrowers.

‘Epochs’ are newly introduced 14-day periods in Debita’s system.

Users can incentivise the borrowing or lending or an asset of a specific epoch.

Incentives are distributed to users whose loans initiate in the epoch that follows the one when incentives are deposited.

The distribution is pro-rata, based on volume, and does not depend on repayment or loan duration.<br>

The introduction of external incentives was primarily built for ecosystem incentive campaigns, such as tokenised points, but can be used by any protocol or user at their discretion following the incentive token whitelist curated by the team.

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